uk mortgage for expats
Tailored UK mortgages for expats
Looking to finance your property purchase in the UK? Our dedicated UK Mortgages team at Hipmortgages, fully FCA regulated and CeMap qualified, offers you a five-star service with the expert guidance you need for a seamless UK buying experience.
Simplify your UK property search
We're here to simplify your home buying process, whether it's for your first home, an investment, or refinancing an existing mortgage. Trust our expert team to guide you every step of the way, ensuring that your expatriate mortgages in the UK are handled with care and expertise.
Tailored expat mortgage
solutions
We'll look through the entire UK mortgage market to find the best rates for you, saving you time and making sure you get great value for your money.
Dedicated point of
contact
Say goodbye to juggling international calls and time zones. We handle all the necessary communication with UK lenders.
Seamless fund
transfers
Our FX partner is ready to assist with transferring funds between the UAE and the UK, making your property purchase stress-free.
Frequently asked questions about mortgages
What UK banks offer expat mortgages?
Several UK banks and specialist lenders offer mortgages for expats. Major options include HSBC Expat, Barclays International, NatWest International, and specialist providers like Skipton International and Halifax International. Each lender offers tailored mortgage solutions, but navigating these options can be complex. At Hipmortgages , our expert UK Mortgages team simplifies this process by finding the best rates and handling all communications with lenders on your behalf.
Can I get a buy-to-let mortgage in the UK if I live abroad?
Yes, UK expats can secure buy-to-let mortgages while living overseas. Many lenders offer these mortgages, but they may come with higher deposit requirements (often around 25%) and stricter criteria, such as proof of rental income and a stable income source abroad. Hipmortgages team can guide you through the process, ensuring you get the best mortgage terms for your investment property.
What is the interest rate for a home loan in Dubai?
For an expat mortgage, you typically need a deposit of 20% to 40% of the property’s value. The exact percentage depends on the lender, the type of mortgage, and your financial circumstances. Buy-to-let properties or high-value homes often require larger deposits. At Hipmortgages, we search the entire UK mortgage market to secure the most competitive rates and terms, helping you make the most of your investment.
Is it difficult to get a mortgage in Dubai?
Getting a mortgage in Dubai is easier with the right support. At Hipmortgages, we start with a quick, free eligibility check that won’t impact your credit score. Your personal case manager then handles everything while you track progress and upload documents through the Hipmortgages portal. We take care of the rest, ensuring a smooth and stress-free approval process.